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  1. %
  2. #EF
  3. #T15,0,OTHER SHAREWARE FINANCIAL ANALYSIS PROGRAMS
  4. #C2,R4
  5.                    Also available to you via Shareware:
  6. #BN,5,5,75,9,1,0,0,3,14,1
  7.   THE FINANCIAL PLANNER is another set of programs that will help
  8.   you quickly and accurately analyze many of the options avail-
  9.   able to you to most effectively manage your personal finances.
  10. #D3
  11. #C2
  12.  
  13.  
  14. Some of the programs will help you find the least expensive way to finance
  15. your purchases, and thus leave you a little more money to invest.  Others
  16. will help you find the best way to invest that money.
  17. #D3
  18. #HS,1,11,79,13,15,1
  19. ~N
  20. And one - THE FINANCIAL PLANNER - may well be the most valuable program you
  21. will ever own.  This very comprehensive program begins with your present
  22. financial position, and, operating on your best estimates of future income,
  23. expenses, and economic factors, produces year-by-year projections of your
  24. future financial conditions for up to 50 years.
  25. #D5
  26. #HS,1,15,79,19,15,1
  27. ~N
  28. Once produced, your projections can be used to monitor your actual status, and
  29. as you do so, your forecasting accuracy will increase.  Actual status and that
  30. improved forecasting ability can then be used to readily prepare increasingly
  31. accurate plans and forecasts -- putting YOU in control of your future!
  32. #D5
  33. #HS,1,21,79,24,15,1
  34. ~N
  35. #W
  36.  
  37. %
  38. #EW
  39. #C2,R5
  40.                         PROGRAMS TO MINIMIZE YOUR COSTS
  41. #BN,3,7,77,24,1,0,0,16,11,1
  42.    LOANS                                MORTGAGE RE-FINANCING
  43.    ∙  Personal Loans                    ∙  True Interest Rate (APR)
  44.    ∙  Automobile Loans                  ∙  Net Monthly Payment Reduction
  45.    ∙  Going "Upside Down"?              ∙  Breakeven Point
  46.                                         ∙  Time & Amount of Max Savings
  47.    INSTALLMENT CREDIT                   ∙  Total Savings (or Loss!)
  48.    ∙  Markup Plans
  49.    ∙  Carrying Charge Plans             HOME SALE TAX CONSIDERATIONS
  50.    ∙  Credit Card Purchases             ∙  Over 55 One-time Exclusion
  51.  
  52.    MORTGAGES                            LEASE/RENT/BUY DECISIONS
  53.    ∙  Payments                          ∙  Which Way to Go?
  54.    ∙  True Interest Rate
  55.    ∙  No. of Payments
  56.    ∙  Total Interest Cost
  57.    ∙  Payment Schedules
  58. #HS,4,8,30,8,14,1
  59. #HS,4,13,30,13,14,1
  60. #HS,4,18,30,18,14,1
  61. #HS,36,8,74,8,14,1
  62. #HS,36,15,74,15,14,1
  63. #HS,36,18,74,18,14,1
  64. #WP
  65.  
  66. %
  67. #EW
  68. #C2,R5
  69.                        PROGRAMS TO MAXIMIZE YOUR SAVINGS
  70. #BN,3,7,77,24,1,0,0,16,11,1
  71.    INSTALLMENT SAVINGS                  401(k) SAVINGS PLANS
  72.    ∙  Value after X payments            ∙  Value over a period of time
  73.    ∙  Time to Accrue an Amount          ∙  Effects of Taxes
  74.    ∙  Compounding Intervals             ∙  Early Withdrawal Penalties
  75.                                         ∙  Alternative Investments
  76.    ANNUITIES
  77.    ∙  Pymt from Specified Investment    IRA ACCOUNTS
  78.    ∙  Investment for Specified Pymt     ∙  Value over a period of time
  79.    ∙  Effects of Taxes & Inflation      ∙  Effects of taxes
  80.                                         ∙  Early Withdrawal Penalties
  81.    PERPETUITIES                         ∙  Alternative Investments
  82.    ∙  Pymt from Specified Investment
  83.    ∙  Investment for Specified Pymt
  84.    ∙  Effects of Taxes & Inflation
  85.    ∙  Total Interest Cost
  86.    ∙  Payment Schedules
  87. #HS,4,8,30,8,14,1
  88. #HS,4,13,30,13,14,1
  89. #HS,4,18,30,18,14,1
  90. #HS,42,8,74,8,14,1
  91. #HS,42,14,74,14,14,1
  92. #WP
  93.  
  94. %
  95. #EW
  96. #C2,R5
  97.            THE FINANCIAL PLANNER'S FINANCIAL FORECASTING PROGRAM
  98.  
  99.   This very comprehensive planning program evaluates all of the following:
  100. #BN,3,9,77,21,1,0,0,10,11,1
  101.  
  102.    ∙  Wages (Self & Spouse)             ∙  Pension Income(s)
  103.    ∙  Future Wages                      ∙  Social Security Income(s)
  104.    ∙  Tax-Deferred Investments          ∙  Mortgages
  105.    ∙  Taxable Investments               ∙  Federal Income Tax Brackets
  106.    ∙  Checking & Savings Accounts       ∙  Investment  Earning Rates
  107.    ∙  Lump-Sum Income                   ∙  Cost-of-Living Adjustments
  108.    ∙  Lump-Sum Expenses                 ∙  Inflation
  109.    ∙  Mortgages                         ∙  Retirement Ages
  110.    ∙  Property Taxes                    ∙  Desired Retirement Income
  111.  
  112.  
  113.  
  114.   The FINANCIAL PLANNER programs are available through most of the same
  115.   Shareware sources that distribute THE FINANCIAL ASSISTANT software.
  116. #WP
  117. #X